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me_irl
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this post was submitted on 11 May 2026
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me_irl
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That's not completely true, because it depends on the future value of your house. Plenty of banks got burned in the early 2000s when they gave out too many loans and then all of a sudden the houses weren't worth what people owed on them.
I'll shed a single tear for those banks who reposessed those houses that are now worth an absolute fucking fortune when I get a house of my own.
I'm not crying for the banks, but that's why they don't just give out loans to anyone.