This. The US has been doing social credit for decades. We just call it regular credit because we don't care about your antisocial personality tendencies as long as you can keep a job and spend the money you earn. Just a question of priorities.

Social credit is a terrible system. But we have similar stuff - job references, landlords checking your history, etc. The US often has the things we deride others for - we just obfuscat and abstract it. Bread lines -> EBT, etc.