The fact that you can still have your money stolen with a credit card easily was my point. You then didn't care about the actual process to recover when that occurs because "all that matters is the consumer experience" but we're literally talking about a potential currency alternative so the process/method is extremely relevant.

I didn't invent a personal definition of fraud, I tried to clarify when and why it is helpful to use the more specific term scamming as opposed to generalized fraud, because again we're discussing the problems in crypto currency that need to be addressed in order to replace the fraud protections that have been developed over time through the banking system.

I'm arguing in good faith, you simply don't care to see my points and disregard anything you don't like lmfao.

If you get scammed into buying something that isn't as advertised, the bank isn't going to refund you automatically, it becomes a legal situation. If you have been defrauded and had your card information stolen and used for ourchases you didn't make, then the bank will do something about it.

Again this is why I'm being specific about the two terms. People buying into garbage altcoins are being scammed, they're not being literally defrauded in the same way. I don't see how you could disagree with that assessment.

Edit: Let's talk NFTs, I would say people were scammed into buying them for crazy inflated prices, but that's not legally fraud because they did get what they paid for, they just believed hype or wanted to try and make a quick buck or whatever. They would not likely get their money back even if they paid for the NFT with their credit card because it's not actual fraud.

Can we at least agree on that?