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Windows users keep losing files to OneDrive, and many don't know why
(www.techspot.com)
This is a most excellent place for technology news and articles.
Most people aren't choosing to enable OneDrive; it's enabled by default, and not obvious how to disable.
Windows update will frequently reenable OneDrive. Microsoft systematically undermines people ability to understand and control their own device.
It's not dumb as a concept. Cloud storage in a data center offers far more safety than an external drive of any kind.
But it should not be the only place your data is stored. It should ideally be the third place.