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this post was submitted on 02 Dec 2025
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And legit creditors just need your SSN, address, and maybe an old address. They run a credit check (hence why you freeze that shit) and then you are driving away in your 4k a month pickup truck.
And less legit creditors... don't ask too many questions other than where you live and where your loved ones love.
But hey. Feel free to throw a hissy fit rather than think through why that plastic card actually doesn't matter anywhere near as much as you thought it did. I mean, it would be nicer if you could actually sit and think and learn. But this is the 2020s. Ain't nobody doing introspection.