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Some car colors are legit more “invisible” to the human eye during divided attention tasks like driving. Silver, maroon, gunmetal grey. That info has been circulating since the 80s or 90s.
I had a 135hp vehicle that I paid more on insurance for because it was red and had 2 doors. Very visible.
My nephew went through this. Insurance wanted more for a used 2 door 1993 Cavalier because it was a "sports car."
The '93 VL Cavalier produces an absolutely widowmaking 110 HP, and that was when it was new.
His was that horrid teal color that they were back in the day, but I'm sure if it were red that would have been another demerit. They could have at least been honest and cited their crash statistics, but no. "Sports car."
Sports car, my ass. I could beat a '93 Cavalier in the quarter mile on my bicycle.
And red cars get more tickets. Possibly a psychological impact as relates to color?
People who get red coupes are more likely to be the kind of people who are more likely to end up making insurance claims or, as you mentioned, get tickets. If you get a red coupe, you enter the same group with those people and your premium goes up.
So it's not the car or its color, it's the people who tend to buy it.