For us older folk, and unfortunately, also for some younger folk that grew up in more "conservative" small towns, borrowing and fancy math trickery was the work of the devil.
We were required to memorize the addition tables as well as the multiplication tables. And even then, addition could be done on your fingers and toes so as long as you could add the big numbers like 8 & 7 together faster than the really slow kid could take off his shoes and work it the hard way, you were considered proficient at addition.
So ya, there's a wide swath of America that just sucks at basic math.