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If it doesn't work offline I don't like it.
How would you do digital payment offline?
But EPI might want to add a payment card later.
I don't know, with whatever they plan to do it with the digital euro since it seems to be one of the requirements.
If this thing depends on a bank app it means that having a Google or Apple account is a requirement.
Wero is something different than the Digital Euro.
Take a look at the EPI site. They have got a transparent agenda.