And then suddenly your kid has special needs that require constant supervision - it'll never be safe to leave them alone. For the rest of your life, you're now a caregiver, and you'll have to find someone to take over when you die. And find some way to afford all that.

And what if you birthed alone, or your fellow parent bails out or dies? Who'll take care of that child and who'll earn money? The US is deliberately built to make this devastating for anyone who's not already wealthy.

I have a special-needs pet who can't be left alone for more than a few hours. I have no desire to amplify that into a full-lifetime task.