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a reddit user shared their story
Just woke up to an Email from PayPal stating that my account was permanently limited, thinking it's a scam I check and lo and behold: I was limited.
But what had I done? Well my only purchases using PayPal were through Itch.io, that's the only thing I use it for.
It seems I was limited for breaking "the policies of our partners" mentioned in the first paragraph of the notice. It's no secret that PayPal are quite close with Mastercard and Visa, who have been pushing hardest for this porn ban (sorry, specifically the NSFW Games sphere).
So this is a PSA: if you're using your PayPal account for anything else, don't use it for Itch.
Isn't PayPal kind of known to find any reason to at least freeze your account?
I stopped using them even for card payments when they shadow banned me (always redirected to "We're sorry..." error page), probably for using single-use virtual cards. Their support simply told them that's not supported (even though it worked).
People on Discogs where I wanted to pay basically told me "Just open a PayPal account, bro.", so I contacted the seller to cancel my order and deleted my account.
Yes. Their business model is basically stealing money from people that use their service over and over, eventually getting taken to court and strike a settlement for pennies on the dollar.
They have been known to just go empty out attached accounts. They will definitely take any money left in a PayPal "account".
They will freeze your account and refuse any appeals.
Do not use PayPal. For anything. Ever. As far as regulation and protections go, you have none. They are not a bank. Legally speaking (ianal) giving them money and expecting it back (or given to who it is supposed to go to) is the same as giving money to some bloke named Dave down the street and expecting the same.