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Fuck Cars
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Well that's just living beyond your means. We really need to teach financial responsibility in schools. But we won't, because then people might liberate themselves from bondage and then who'd work all the service jobs that white collar types want to abuse?
Here's how America "works":
Fuck you, there is barely any public transportation, and anyone who uses it or some non personal csr transist system is literally hated by most of society.
Oh and of course, cost of housing goes up exponentially as you try to live closer to where jobs actually exist.
Also, cars are all wildly unaffordable, and most places won't even consider hiring you if you don't have one.
seriously. car payments crushing people? understandable to an extent, cars are required for most americans. credit card debt? thats a personal issue.
Ehhhh I wouldn't be so sure
It's really easy to fall into when you're month to month.
You just barely scraped by on the rent and essential bills. Now you have $36.29 to make it through the next 2 weeks.
But hey, you do have that credit card with a few thousand available. You need to get food for the house and $36 ain't gonna feed the kids. You'll be frugal. Maybe $200 or so. You'll pay it off next month.
But next month it's the same story. Minimum payment it is.
And next month
And next month
And then you need emergency dental surgery
And then...
You're only one bad hospital visit away from that same thing