What if players take the elements of the game to create something the developers didn’t prevent? Like if a map contains a baby on one side of a map and an orgy (in another office) on the other side of the map, is it CP if a player picks up the baby and brings it into the orgy room? Is this something you want the banks deciding?

I said I wish removal of titles would be because of other reasons than payment processors having an issue with it. So to be clear. The answer to your question of if it should be up to banks to decide, is "No".

Additionally, let’s talk about what makes porn. Does “https://yakuza.fandom.com/wiki/Be_My_Baby%E2%80%9D of Yakuza 2 count? Or does it get a free pass because it’s a large publisher?

We don't need to talk about what makes porn. Though it may have been unclear, the titles I spoke of, was the ones Steam removed after PayPal wasn't authorizing payments. The "Incest porn games". I don't know what the law says where you live. But in my part of the world. Incest is illegal. And I do not think games where incest is the goal and depicted as a fetish have any place on steam.

It's ok if you want incest games on steam. That's your opinion. I just said I welcome their removal. But wish they would have been removed due to other reasons.