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this post was submitted on 27 Jul 2025
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Americans have alternatives in the form of Amex and Discover card apparently. Do we also have any alternative that works EU-wide at least? And where does one even get a card that's not Mastercard or Visa, if that's all that the local banks and my neobanks offer?
We Europeans should soon be able to pay with Wero online. And we can hope that the digital Euro and GNU Taler will establish themselves in the future.
That's great news for online, but I'd also like a card for offline and that still means either Mastercard or Visa :(
AFAIK, Wero has planned payment per NFC, but it might take a while. I wish some Austrian banks would have already joined in on Wero, but alas...
Wero already can transfer money between people btw, sending to phone numbers - if the other side already has Wero, it's direct, if not, they can supply a bank account for deposit
Wero is a fairly new technology on the market. They advertise it as being made in Europe. A bunch of major banks in Germany, France, and Belgium seem to support it. I haven't used it yet though.
It's a cool thing and will be great for online payments but I don't think there's a solution for in person payments yet, still need one of the big 2 for that