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Card payment surcharges should be banned for debit and credit payments, RBA says
(www.theguardian.com)
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this post was submitted on 15 Jul 2025
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So why don't you fight for the banks to stop charging merchants those fees, since they have many orders of magnitude more money than you, and you have magnitudes more than the customer? I grabbed breakfast from the cafe in my apartment building the other day, they charged $9 for a plain croissant, plus the card surcharge. We're getting fucking robbed here and all you can do is pretend to care that the bank will force you to charge us more.
I don't think the problem is banks charging fees. In fact, I don't really have an issue with the banks taking 1% of the sale. The issue is that merchants don't realise that counting cash and taking it to the bank etc actually costs more than 1% anyway. Electronic payments are actually cheaper than all that, they already give you a total and handle the bank end.
I can think of a couple of places in Perth who have gone totally cashless. They only accept Eftpos/credit cards.