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this post was submitted on 09 Jul 2025
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Sure, but this is my retirement and long term savings. I'm able to admit my limitations and this is one of them.
I go to a doctor when I'm sick too. I trust professionals.
The difference in skill level needed between a good doctor and a good money manager is massive. It's the difference between years of experience and a few you tube videos.
Ah yes there is no such thing as experience or knowledge in financials!
I'm in IT and it's the same way! Throw on an LTT playlist and by the end of the day you'll be a sys admin!
you are severely overestimating the capabilities of what qualifies as a good money manager
I can't tell if you're being sarcastic or not but I worked with someone who watched LTT religiously and seemed to get most of his training from LTT. I spent a lot of time figuring out what he did or didn't do, writing the documentation he didn't write them fixing what he built incorrectly. LTT tries their best but their background is purely in gaming computers and it really shows, especially with the repeated IT failures that really shouldn't be happening in an organization of their size
Yes, but they make money when I make money. I pay like $750 per year to keep my account open, but other than that he only takes a percentage of my monthly gains. The more money he makes me, the more money he gets from me.
And yes of course I could do enough research to match or very them in gains and I could spend enough time watching the markets to make sure I am making sound decisions. Or I could just pay someone a few hundred bucks a month to do it for me. I know what decision I chose.
I think you missed three facts that I keep trying to hammer home.
Thank you. You are the first person to actually understand what I am trying to say.
That doesn’t make any sense, they have a shared interest. They make more money when you make more money.
Yeah, I do the ETF thing too.
I get the possibility of some kind of insider trading, but they still have to make good returns or they’re gonna lose the job.