I'll add this too:

You can get a filter for the dispenser. Pure drinking water and hot water while reducing scale buildup.

I don't have a filter on mine and I have never done any descaling or maintenance on it in 7+ years other than cleaning the faucet like I would any other faucet.

Pro:

• Instant hot water on tap 24/7 (Instant cool drinking water 24/7)
• Able to easily filter water
• Unlimited water (No refilling unit)

Con:

• Extra electricity

$30 extra a year?

Like would you pay $2.50-$5 monthly subscription for unlimited instant hot/cold filtered water on tap whenever you want it? (above $2.50 would be for cold and filter if you choose those options instead of just hot. Since I assume cold takes more energy and you have to replace filters)

Doesn't make sense for everyone, and you do have to think about the upfront cost. You can get a tank for ~150, then the faucet can be ~50 to whatever you want to pay.

So maybe if your Zojirushi ever breaks. I enjoy my Zojirushi bread maker a ton.