Yeah. We use it to settle a lot of things with friends etc. Going out for dinner or having a drink at someone's place? Split the bill and send everyone a Tikkie. Sometimes there's even multiple because someone paid for the beer and someone else for the pizza.

For context: in the Netherlands we generally pay using debit card instead of physical money or credit card. Almost every bank has their own "Tikkie" service nowadays. There's also Splitser, which allows you to keep track of who paid for what over a longer timeframe with more people. Like a holiday with friends.