1243
Microsoft secured my files!
(lemmy.world)
Hint: :q!
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It sounds like you're complaining about both approaches.
If Microsoft doesn't have the key: You can't recover your files if you lose it.
If Microsoft does have the key: An attacker could get in and take it (unlikely if you have two factor auth though) and you need to trust Microsoft.
How do you know this, though? It could be encrypted using your account password as a key or seed.