People may not realise it this way, but when you work a full time job and cannot make ands meet, cannot afford a home, cannot afford to get sick, cannot afford education, cannot afford leisure time, cannot afford time off you can't prioritize to have children. And even if you have children, everyone looks down to you, because you have to be absent from work some days, because they make noise and don't behave, and are societally considered a burden. Children are considered positive, only when there are job vacancies, pension funding, debt reduction and consumption of stuff. That's a worst case scenario combo of capitalism and feudalism. That is not a decent way of living. Its a torment. Tl:dr The governments are not trying to create self-actualized individuals. They're trying to create meat for the grinder. That's why almost no one wants to have children today.