2072
Fucking leeches
(lemmy.dbzer0.com)
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Housing cooperatives (wiki) are quite great. Where I'm from they are rather common, but unfortunately the 'buy in' costs have increased a ton in the last couple decades. Even then, paying e.g. a third of what a comparable owner apartment costs, still makes it a lot more affordable for many people.
Wait, do I understand correctly that in your place, the buy-in costs are roughly a third of the value (insured value or similar) of the appartment?
It was my rough estimate, from looking at both years ago. You do have a higher monthly payment, beyond shared expenses, but that varies greatly depending on things like how much debt the cooperative has.