Freezing my credit scores, heard there's 4, worth the trouble freezing them all? (literature.cafe)

submitted 1 day ago by RustyShackleford@literature.cafe to c/asklemmy@lemmy.world

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Small rant: Perhaps I'm getting old and cynical, but the entire process through their sites feels a lil sketchy lol

Sure, it requires the basics, along with your SSN and cellphone to receive a text confirmation. Can't just be me, right?

Anyways, thanks for answering my crazy questions due to my lack of faith in the safety of the internet in the days of SEO's. 🤣

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[-] Reverendender@sh.itjust.works 2 points 1 day ago

Objectively speaking, I don't think that entire industry is legitimate.

[-] RustyShackleford@literature.cafe 1 points 1 day ago

We are in agreement there lol

[-] Flagstaff@programming.dev 1 points 16 hours ago

Credit bureaus are certainly evil but modern life in the US still forces us to work with them, so you may as well register free online credentials with them all so you can check the records they have on you for accuracy. They actually do respond quite consistently fast. I once had a LendingClub thing listed in my history when I've never touched anything involving the company, and whichever-bureau-it-was (I can't remember any more) promptly removed it upon my informing them.

It's definitely worth doing.

this post was submitted on 23 Feb 2025

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