Unfortunately, I have to second this statement. I think humans just can’t anticipate well. In combination with money, a rare event will be neglected or ignored. Think of IT security or pandemic countermeasures for example.

I live in Germany. Europes devil is water. Lots of water from the sky. Rain the volume of an entire year within 2-3 days.

In 2021, in a hilly area many small villages were washed away from a used to be small tiny river. Did people learn? No.

Since that event, we had several more heavy rain events in Europe that either flushed town or drowned entire areas. Last one this summer in Spain Castillia.

Do people learn? No, still the right-wing parties in Germany are on upswings. And so the Governments.