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submitted 11 months ago by kinther@lemmy.world to c/technology@lemmy.world
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[-] locuester@lemmy.zip 2 points 11 months ago

Yeah for sure. I think the right play is to have accident, hospital, and critical illness insurance from someplace like Aflac to cover those.

[-] horse_battery_staple@lemmy.world 2 points 11 months ago

And how pray tell, are you paying for that without a job?

[-] locuester@lemmy.zip 1 points 11 months ago

I still work. I just don’t play the health insurance coverage game.

Personally I own my own business, an LLC taxed as an S-Corp, and do software dev work through that paying myself a minimal W-2 wage.

But my point is that you can leave a job without worrying about losing health insurance coverage.

[-] horse_battery_staple@lemmy.world 1 points 11 months ago* (last edited 11 months ago)

That's a pretty privileged take. If someone leaves or gets fired they still need to pay for health insurance either on the public market or using COBRA. All of this is due to the fact that health insurance is directly tied to employment as it isn't funded by taxes.

https://www.bankrate.com/banking/savings/savings-account-average-balance/

https://www.insure.com/health-insurance/cobra-problems.html

https://en.m.wikipedia.org/wiki/Single-payer_healthcare

[-] locuester@lemmy.zip 1 points 11 months ago* (last edited 11 months ago)

I’m pretty sure you’re missing my point. Healthcare is cheap af when you are uninsured.

No one NEEDS to pay for health insurance. It’s just a middle class thing that most do.

[-] horse_battery_staple@lemmy.world 1 points 11 months ago

Healthcare is only for the wealthy. Understood.

[-] locuester@lemmy.zip 1 points 11 months ago

Are you purposefully ignoring my info? I was homeless living in a shelter for a year. I still have a ton of friends with little to no money/income. The medical system takes care of all of them for free. With no insurance.

Having no insurance causes healthcare costs to be very reasonable and affordable. Paying for health insurance is NOT affordable.

Is there a reason you’re fighting back against this fact?

this post was submitted on 27 Dec 2024
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