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I believe it's the future and I 100% understand how it works. There are a ton of bad ideas, scams, and money grabs... But at the core the fundamental technologies have a lot of potential.
Edit: to those that downvote, I'm willing to be civil and discuss if you want. If you want to down vote and move on that's cool too, I definitely get the skepticism.
We all want a free and better Internet, that's why we are on lemmy. The core principals of bitcoin, Ethereum, monero (and a few others) are that. I don't want scams, or a bunch of "digital collectible"/nft cash grabs either.
Its a solution looking for the right problem. Unfortunately, all the problems it can solve, have already been solved in other ways.
In some ways yes, but current solutions arent always the best solutions. They aren't always the most secure, or the fastest, or the most private, or the most trustworthy. With almost all main stream solutions, you have to trust some company, and then they have their fees, and sell your personal information to data brokers, and they try to get you in debt, etc. It's not a solution looking for a problem, it's a solution that isnt nearly as easy to use as current systems (yet), but all the hype has let scammers ride the wave.
Crypto is far from perfect, we have plenty of work to do, but don't discount it entirely. There is a lot of smart people with good intentions working on the core technologies, that want to see a better world, me included. Definitely continue to be skeptical, but don't write it off.
Just want to say that I wholeheartedly agree with you.