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Discord’s New Age Verification uses AI and Your Face!
(www.youtube.com)
This is a most excellent place for technology news and articles.
Think of it more like Lemmy, do you need to self-host a Lemmy instance to create a post? A community? No, and the same goes for Matrix.
The only reason to self-host Matrix is if you want to. You can create chat rooms on pretty much any server you like.