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Nobody panics when things go "according to plan."
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Someone assassinated the CEO of an American health insurance company with a silenced pistol after an investors meeting. Apparently the company is famous for turning down people's requests for treatment while the guy had a yearly salary in the ~~undreds~~ tens of millions.
"Delay" and "Depose" were apparently written on the shell casings.
"Delay. Deny. Defend." is a common health insurance company mantra about denying service long enough that people die so the company doesn't have to pay for the Healthcare they're entitled to.
Insurance pre-authorization for medical care should be outlawed. If a doctor orders a procedure, the insurance company shouldn't be allowed to say "no." But they are because our system is super fucked.