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Swiss reject plans for bigger motorways and extra rights for landlords
(www.swissinfo.ch)
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this post was submitted on 25 Nov 2024
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One of my most radical opinions is that all cars should be blackboxed and outfitted with sensors for said blackbox. If the car honks or brakes too sharply, the sensor data is recorded a time prior to and after the event, and a police report is filed. If you want to un-file the police report, or report it as some sort of triviality, this should be done on the website of the traffic police, and is not guaranteed. This way, insignificant events have an out, and repeat "trivial" offenders can be statistically correlated and be fined or have their license revoked.
Whether your insurance company should know these stats... IDK. I know this entire idea is very surveillance-state, which I don't like. But I am really thoroughly bothered by how expensive, dangerous, and otherwise harmful motorism is to all of us.
If this is the direction we're going in, definitely. It should also be available to your medical and life insurance companies because unsafe driving raises your blood pressure and therefore raises risk of a cardiac event in the long term (meaning you should have higher medical insurance premiums) + you have a higher risk of dying in a traffic accident, so they should be able to decline payouts for anything traffic related automatically.
Maybe also let financial institutions have access to stats here. People with unsafe driving records would get worse rates for everything because they're more likely to die and stop paying their debts, but in particular they'd get higher interest on their car payments because of the extra risk involved