There is a solution, it’s called insurance. I know that you wouldn’t get your family heirlooms back

Then it isn't exactly a solution, is it? The jewelry probably only would appraise for <$1000 (probably far less). It's not about the monetary cost.

but neither would you being armed but not home.

Yeah...? I don't get this line of argument. This just in - guns only effective when there's a human there to operate it. No shit...

You're simultaneously arguing that guns are overkill to solve theft and that guns don't solve theft.

I fear that you could end up shooting a porch pirate in the back while claiming self defense.

The state I live in currently wouldn't allow for me to use deadly force to protect property. But states I've lived in in the past sure would. As of now, I would have to be in fear of great bodily harm or death in order to employ deadly force and that's the standard I will follow. Just keep in mind that many robberies involve a deadly weapon on the perpetrators side which is an immediate green light on my end.