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How can we return to techno-optimism?
(loveofallwisdom.com)
This is a most excellent place for technology news and articles.
I'm not too familiar with credit cards, do you mean this in a literal money sense or something more complex, i.e. the value of rewards & money?
One of the better credit card rewards is a small percentage cash back, so literally free money. Money is fungible though, so any discounts on things you were going to buy anyway are effectively the same thing.
We pay for EVERYTHING on our credit card, shared account with my partner. 2% money back. Pay it off in full every month. Zero interest paid, thousands of monies back.