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That's a good question. We do, now. But most of us can't buy a new house, so we live in an older house. We don't have a stone quarry anywhere nearby, so no tradition of stone houses, more frame houses because it's hot and there wasn't air conditioning so we built ventilated lighter houses that were cooler in the summer, there are still a lot of them around.
Yes, home hardening is one factor and even here in Florida, the building codes have been updated and the state provides matching funds for making improvements to existing houses (you apply, it can take some years to get to the front of the line) we got storm windows this way, and we got a strong metal roof when we needed to replace the roof covering. It just takes a really long time to change out or update the stock of houses.
And also, even though it seems like houses are getting knocked down every 5 minutes, there are still houses in Tampa built around 1900, it's not that common in most cities. I was born here, am over 50 and haven't even had to evacuate yet, assume it's coming eventually but is not a frequent event here. Last direct hit around 1925.
People are so flippant about "just move" but I was born here, have seen the city get better, love it, have a good job, most of our kids still live nearby, its really expensive to move anywhere and pretty nice here most of the time still, and as a climatologist told my kid when they asked, probably will be ok through their lifetime.
Stone houses? Are you thinking of castles?
In Europe most houses are made of brick and/or concrete, no need for a quarry anywhere nearby.
Also, the heavier the house the better it does when it's hot. In hot places of Europe, traditional houses had very thick walls, small windows and are painted bright colors to reflect light (and heat).
Honestly my image was of some Italian village posted yesterday on Lemmy that looked like it was made of stone. Or Osgiliath.
I do also remember houses with thatched roofs in England though, those don't seem like they would survive a storm.
Be skeptical:
Might be worth it to get a second climatologist opinion.
Climaxologist?
There's tabby, but it holds heat.