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What's a bit of good advice that's really bad advice? (lemmy.world)

submitted 7 months ago by solidgrue@lemmy.world to c/asklemmy@lemmy.world

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You know, like "always split on 18," or "having kids is the most rewarding thing you can do in life."

What's that one bit of advice you got from a trusted friend that you know deep, deep down would just ruin your thing?

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[-] hightrix@lemmy.world 2 points 7 months ago* (last edited 7 months ago)

Only pay off what is due, not the full balance. So if I spent 100 on my cc last month and then 100 this month. My bill is for 100, but my balance is 200. Pay the 100, incur no interest.

Edit: by “what is due” I mean the full balance from the previous month, not the minimum payment.

[-] dream_weasel@iusearchlinux.fyi 3 points 7 months ago

You can just pay it all off unless you plan on making some I interest money from the second 100.

Every month on the same day I drive all the card balances to zero. 800+ credit score

[-] hightrix@lemmy.world 1 points 7 months ago

Absolutely you can, but not paying it all off doesn’t negatively affect your score. Also 800+ here.

this post was submitted on 31 Mar 2024

163 points (100.0% liked)

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