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Spare a dollar?
(sh.itjust.works)
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Down payment is set to 100%, so they are essentially buying the house, and their mortgage would be 0$, yet they expect to pay 300$ a month.
I'd say it's just a calculator error where someone coded the if statement that checks for a zero rather poorly.
Estimate includes property taxes.
And usually home owners insurance since that is usually held in escrow by your mortgage company. This isn’t the meme OP thinks it is
The estimate rounded up from 99.99%. If you look in the bottom left you can see that they put all but $1 down