So this same thing ocurred when my laptop was connected to the hotspot of my previous phone under a different name.

We already have a open standard for payments in india in form of UPI. Just scan the qr code and the money will be transferred directly from one bank account to another.

Check the username lol. Checks out

I have tried that but it has quite some missing thingsmaking it hard to use it as a daily driver. I may be wrong tho

Thanks!