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this post was submitted on 15 Aug 2023
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Wow, that's pretty crazy to think that so many people can't/won't get a bank account. Are these people undocumented immigrants with no identification? Is this the same part of the population that is targeted by the ID laws for voting?
How are those people getting money? Is it really possible in the USA to just be paid with an envelope of cash? Or is it under the table work? Or if they are poor, is there any kind of benefit/welfare from the government? Don't they need a bank account to receive those funds?
I'm just asking because in my country, I was able to open a bank account for free. I've had it for a year and I've never even deposited any money into it. But I have a debit card for that account. It seems impossible to me to have no access to a bank account. Even if you're homeless, you're still able to use your town hall as a contact address for official things.