I frequently check my bank account and use vibes to largely take care of my finances. It isn't completely optimized or strict, but it works since my bills are predictable.
Putting longer term savings into CDs is something I've found to be helpful. I can get to the money if an emergency came up, but otherwise I treat that as my untouchable savings, so i get some artificial scarcity in the mix.
I'm curious where the billionaires go to rape kids now. They didn't stop because Epstein is dead.