189
My God the fairphone is nice
(piefed.social)
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
this post was submitted on 10 Aug 2025
189 points (100.0% liked)
Android
19959 readers
255 users here now
The new home of /r/Android on Lemmy and the Fediverse!
Android news, reviews, tips, and discussions about rooting, tutorials, and apps.
🔗Universal Link: !android@lemdro.id
💡Content Philosophy:
Content which benefits the community (news, rumours, and discussions) is generally allowed and is valued over content which benefits only the individual (technical questions, help buying/selling, rants, self-promotion, etc.) which will be removed if it's in violation of the rules.
Support, technical, or app related questions belong in: !askandroid@lemdro.id
For fresh communities, lemmy apps, and instance updates: !lemdroid@lemdro.id
📰Our communities below
Rules
-
Stay on topic: All posts should be related to the Android OS or ecosystem.
-
No support questions, recommendation requests, rants, or bug reports: Posts must benefit the community rather than the individual. Please post to !askandroid@lemdro.id.
-
Describe images/videos, no memes: Please include a text description when sharing images or videos. Post memes to !androidmemes@lemdro.id.
-
No self-promotion spam: Active community members can post their apps if they answer any questions in the comments. Please do not post links to your own website, YouTube, blog content, or communities.
-
No reposts or rehosted content: Share only the original source of an article, unless it's not available in English or requires logging in (like Twitter). Avoid reposting the same topic from other sources.
-
No editorializing titles: You can add the author or website's name if helpful, but keep article titles unchanged.
-
No piracy or unverified APKs: Do not share links or direct people to pirated content or unverified APKs, which may contain malicious code.
-
No unauthorized polls, bots, or giveaways: Do not create polls, use bots, or organize giveaways without first contacting mods for approval.
-
No offensive or low-effort content: Don't post offensive or unhelpful content. Keep it civil and friendly!
-
No affiliate links: Posting affiliate links is not allowed.
Quick Links
Our Communities
- !askandroid@lemdro.id
- !androidmemes@lemdro.id
- !techkit@lemdro.id
- !google@lemdro.id
- !nothing@lemdro.id
- !googlepixel@lemdro.id
- !xiaomi@lemdro.id
- !sony@lemdro.id
- !samsung@lemdro.id
- !galaxywatch@lemdro.id
- !oneplus@lemdro.id
- !motorola@lemdro.id
- !meta@lemdro.id
- !apple@lemdro.id
- !microsoft@lemdro.id
- !chatgpt@lemdro.id
- !bing@lemdro.id
- !reddit@lemdro.id
Lemmy App List
Chat and More
founded 2 years ago
MODERATORS
Doesnt everybody Need a banking app?💀
No. Most banks have websites, and most of them do most of the the things most people do with their bank. The only thing I think my bank's app does that the website doesn't is deposit a check by taking a picture of it. I use that feature about once a year.
I'm sure some people need banking apps, but I would bet it's fewer than think they need banking apps.
My bank refuses to play ball with Graphene, so I have to use the website. Which is ok, but I have to put in a 2fa code sent via SMS every. damn. time.
I have to put in TWO passwords, then still have to authenticate with that code. I'm convinced it's because they want me to use the app.
In most of Western Europe (where Fairphone's target audience lives) - banking apps are a necessity. You'd find it very difficult to bank without these apps. Not impossible, but still a big hassle.
Depending on location, you need the app for QR-pay services. Very handy if it's available.
Depending on location, you need the app for QR-pay services. Very handy if it's available.
My bank mandates a mobile app for 2FA. I can't do anything without my smartphone, sadly.
What do they do if you don't have a smartphone? Or was this an account that you could only open in-app?
I never use a banking app. I just go to the website if I need to do something.
I doubt the banks in the UK have decent or even functional websites for mobile screens. I couldn't really deal with the frustration of using a half-baked website for banking, given that most of the apps themselves are half-baked too.
Convenience wins for me, I'm afraid.
To each their own. My only point was to count that who i replied to who implied everyone has to use a banking app.
I personally refuse to use apps and if I can ONLY use a service via a smartphone app then I will simply not use the service.
Most of them are OK, I've not encountered any that are unusable though
Off the top of my head I can name one banking institution that solely exists through a mobile application and more and more banks are moving in the same direction, making their conventional websites less functional.
I don't know any bank that actually enforces stock firmware although it's common in the ToS.
Most are ok, but you can check for specific ones
https://github.com/PrivSec-dev/privsec.dev/blob/main/content/posts/android/Banking%20Applications%20compatibility%20with%20GrapheneOS.md
I don't do anything important through the app, but it's convenient for
Why do you feel the need to have a banking app? They tend to be super invasive and can’t do much you can’t do online.
Paying friends, verifying online payments.
Eh, when people say they're 'super invasive' what they usually mean is that they can't run it on their rooted android phone running LineageOS or have to go through various hoops to get it to work. Turns out, banking is pretty important to keep secure so yeah these apps will have checks in place to make sure you aren't faking your location or using a modified APK that they can't detect. I'm pretty happy with that restriction given the convenience of being able to manage payments etc in a decent-enough native app. 🤷🏻♂️
Whatever man. I read the TOS.
In my experience they half-arse it though. For example on GrapheneOS (which is considered significantly more secure than default Android) several banking apps block access because they use some questionable Google Play API which doesn't recognise GrapheneOS.
You joke but being unable to deposit checks without going to a branch can be a dealbreaker.
Checks? Do they still exist?
Americans skipped adoption of Chip and PIN, and they were like a decade late with contactless payments. Their payment systems are laughably outdated.
Ah, that's likely why there are lots of comments about using the website. I pretty much only use the banking apps for cash transfer and contactless payments. Handier to verify by fingerprint than transcribe SMS or other authentication in a browser. I wish it wasn't and websites could be just as handy and I could remove apps. I also wish PayPass wasn't tied to google.
They can be pretty handy. I've paid for a parking ticket with one (skipping a credit card transaction fee), got paid for a car I sold with one, and paid for a scooter with one. Aside from paying rent with checks.
in America