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Payment Processor (i.imgur.com)
submitted 3 days ago* (last edited 3 days ago) by Pro@reddthat.com to c/memes@lemmy.world
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[-] Electricd@lemmybefree.net 5 points 3 days ago

They provide the digital infrastructure to have payments and money flows

Payment processors are other companies which use payment networks to process said transactions. Then often have their own rules which are more strict than payment networks

[-] Lumidaub@feddit.org 13 points 3 days ago

And the difference that makes for me is what?

[-] Electricd@lemmybefree.net 2 points 3 days ago* (last edited 3 days ago)

That it isn’t Mastercard and Visa's fault but the payment processors'

Making this meme disinformation

[-] Lumidaub@feddit.org 9 points 3 days ago

I don't know, every news story I read on this said "Mastercard and Visa". I don't see how whether they are technically considered "processors" or "networks" matters to me or the issue.

[-] Electricd@lemmybefree.net 2 points 3 days ago

I’ll inform myself further on the subject but it sounds weird that visa and mastercard would ban those things. You’re able to purchase pornhub subscriptions with your visa/mastercard card (which can only go through the designated network on your card), so why wouldn’t you be able to purchase other type of adult games? So far all instances I’ve seen of banning have been from payment processors. Saw a post where a network said that they accept anything that’s legal

[-] Electricd@lemmybefree.net 5 points 3 days ago

Source: https://www.pcgamer.com/games/mastercard-deflects-blame-for-nsfw-games-being-taken-down-but-valve-says-payment-processors-specifically-cited-a-mastercard-rule-about-damaging-the-brand/

From my opinion it clearly seems that the payment processors got scared and preventively banned those games while saying it was network rules, while the network refutes those claims.

[-] Lumidaub@feddit.org 3 points 3 days ago

Your original post sounds like a nitpick about the term "processor", not about who is actually responsible (which you aren't actually certain about either). Idk, maybe elaborate next time.

[-] Electricd@lemmybefree.net 1 points 3 days ago

afaik Valve and Itch have not disclosed the names of their payment processors, so no way for me to know, and companies could lie anyways

Idk, maybe elaborate next time.

sure, but far too much trust is given on some journalistic sources which just spread a potential lie without checking further

[-] Lumidaub@feddit.org 2 points 3 days ago

The way it was explained to me is that porn sites are a more secure source of income which trumps every other concern.

[-] Electricd@lemmybefree.net 1 points 3 days ago

I don't believe many people chargeback adult games on steam and itch

[-] Microw@piefed.zip 1 points 2 days ago

Yeah and those stories are wrong

Processors = Stripe, PayPal, and offline the companies that install card terminals in shops

Networks = Mastercard, Visa

The processors told itch and Steam to deindex those games. The processors claim that they have to do this due to contracts with the networks, but Mastercard currently denies this

this post was submitted on 03 Aug 2025
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