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Please Don’t Make Me Download Another App | Our phones are being overrun
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Nice. I used to have a handful, and now I just don't bother with the loyalty program at all. My local grocery's program is mediocre at best (discount at a gas station I don't use) and isn't even required to get discounts, so I don't bother. And they don't even need an app, just a phone number, so I just refuse to tell them my number because I'm getting zero value from it.
Likewise for pretty much everything. The only one I actually use is Target, and that's because I get 5% off using their debit card, plus some random discounts through the app. I don't go there very often, but when I do, I'll generally time it when there are some good discounts to stack (usually it's for birthdays or school, and I have a month or so leeway in when I go).
So yeah, no store apps for me.
The first, if it's Kroger, don't have to use a phone #, or yours at least. But honestly I'd recommend not getting groceries there.
No, we avoid our local Kroger store (different name here), but when we go, I use my parents' number since they go there a lot and frequently use the fuel rewards. Our local grocery is supplied by Associated Food stores, which has the "Food Club" and related store brands.
The main options in my area (Utah) are:
Most of our spending goes to Costco, most of the rest goes to specialty shops, and we fill in the gaps with the local grocery chain. We spend something like $100/month at the grocery store, so it's not worth interacting with their loyalty program.